EMMC provides company paid Basic Life Insurance for benefits-eligible employees. This basic plan provides a term policy worth 1 ½ times an employee's base annual salary with a minimum value of $25,000 and a maximum value of $500,000 without Evidence of Insurability (EOI). The employee policy also includes additional coverage for Accidental Death or Dismemberment (AD&D). In addition to the Basic Life Insurance provided by EMMC, Supplemental Life Insurance can be purchased for the employee, the employee's spouse or domestic partner, and/or the employee's dependent child(ren). Below is a chart of the Supplemental Life Insurance plans.
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Employee Supplemental Coverage
Coverage over $500,000 requires Evidence of Insurability (EOI) |
Coverage Options
1x, 2x, 3x, 4x, or 5x Base Annual Salary
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Spousal/Domestic Partner Coverage
Coverage for $100,000 requires Evidence of Insurability (EOI) |
Coverage Options
$10,000
$25,000
$50,000
$75,000
$100,000
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Child(ren)/Dependent Coverage
Evidence of Insurability (EOI) is not required |
$5,000
$10,000
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** The benefits and plans described on this site are for illustration purposes only and are subject to the appropriate Summary Plan Description (SPD), which may change in its entirety at any time. All SPDs are contained in the HR -Benefits Office. |
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